Articles with general information about filing Chapter 7 and Chapter 13 bankruptcy in Texas.
There are two courses that every bankruptcy debtor must take during the pendency of their bankruptcy case. First, a credit counseling course must be taken before the debtor files bankruptcy. Second, the debtor must complete a financial management course after… Continue Reading
In 2005 the Bankruptcy Rules were rewritten. One of the new rules instituted at that time was that each debtor must complete a credit counseling course before filing bankruptcy. These courses are offered by non-profit agencies that have had courses… Continue Reading
When a client retains me for the first time, I give them a workbook to fill out. The workbook contains all the information I need in order to prepare the petition, schedules, and statements that must be filed with the… Continue Reading
In Texas, we have two sets of bankruptcy exemptions available to us. Debtors can file bankruptcy using the Texas exemptions or the Federal Exemptions. However, they must pick one set of exemptions. They cannot use a combination of both. Each… Continue Reading
In general, the only bankruptcy debtors I come into contact are my clients. Every once in a while I get a call from another attorneys client asking for advice. I also overhear what debtors say to each other at the… Continue Reading