Debt Collection

There are a lot of companies offering to settle debt these days.  You can hear advertisements on the radio any time of the day offering to reduce your debt by 50% or more.  For some debtors debt settlement might be… Continue Reading →

After completing a bankruptcy case a discharge order is signed by a judge.  This order prevents creditors from attempting to collect the debts discharged in the bankruptcy case.  However, the order is worthless if it isn’t enforced against creditors who… Continue Reading →

I am a Richardson TX bankruptcy lawyer.  I represent debtors in Chapter 7 and Chapter 13 bankruptcy cases.  Even though my legal practice is built upon filing cases for debtors, I always look for other alternatives for my clients first. … Continue Reading →

Most people borrow money to purchase a house or a car.  The lender gives the borrower money based upon their promise to repay the debt.  The document that evidences the debt is a promissory note.  However, the lender isn’t giving… Continue Reading →

As a north Texas bankruptcy attorney I often meet with clients that are having their wages or their accounts garnished.  Garnishment is the act of seizing money from a debtor.  Only certain types of creditors can garnish wages in Texas. … Continue Reading →